DBS reported record profit before tax of $13.1b in 2025.

Total income rose 3% to $22.9b, but net profit fell 3% to $11.0b due to the global minimum tax. Return on equity was 16.2%, and the cost-income ratio was 40%.

Net interest income reached a record $14.5b, whilst net fee income hit a record $4.90b, and treasury customer sales were $2.14b. Total assets were $897b, and total deposits were $610b.

The non-performing loan ratio was stable at 1.0%, and the CET1 ratio was 17.0% on transitional arrangements. The full-year dividend, comprising ordinary and capital return dividends, rose 38% to $3.06 per share.