Mitsubishi UFJ Financial Group (MUFG), one of the 10 largest global financial groups, to announce the closing of a $75 million senior secured revolving credit facility for Activehours, Inc. d/b/a EarnIn (“EarnIn”), a leading earnings management company.

The facility, structured by MUFG, provides scalable, cost-effective capital to help EarnIn’s growing product portfolio:

Live Pay, a technology which lets workers stream their earnings in real time, up to $1,500 per pay period;

Early Pay, which gives workers access to their paychecks up to two days early, regardless of where they bank;

and Cash Out, which allows workers to access a portion of their earned wages before payday.

“This facility gives EarnIn greater flexibility to meet the growing demand for streaming pay,” said Jacopo Lenzi, Chief Financial Officer at EarnIn. “We’re grateful for MUFG’s partnership in structuring a solution aligned with our long-term vision, and their expertise will help us expand real-time access to earnings for more people.”

“Our partnership with EarnIn underscores MUFG’s strong commitment to delivering financial innovations that meet rising consumer demand and to companies reshaping the future of financial services,” said Arthur Ng, Managing Director in MUFG’s Growth and Middle Market Technology team. “We are excited to support EarnIn’s continued expansion and mission of improving financial wellness for millions of workers.”