Net fund based income and higher NOII helped lift up profits.

Maybank has announced a net profit of over $1.89b (MYR7.84b) for the nine months that ended on 30 September 2025, up 3.7% from a year earlier.

Steady net-fund based income performance, higher non-interest income (NOII), and risk discipline across its regional network, helped lift up profits, the Malaysian bank said in its financial results announcement on 21 November 2025.

Net interest margin (NIM) for the first nine months dipped 1 basis point (bp) to 2.03% compared to a year earlier.

Net operating income rose 3.2% year-on-year (YoY) to $5.53b (MYR22.86b). Net-fund based income rose by 1.6% YoY To $3.61b (MYR14.9b).

NOII rose 6.3% YoY to $1.93b (MYR7.96b).

Overhead expenses rose by 3.8% YoY to $2.71b (MYR11.18b).

Maybank’s islamic banking business saw its profit before tax (PBT) rise by 9.3% YoY to $786.45m (MYR3.25b) in 9M 2025, thanks to total income rising by 4.3% to $1.62b (MYR6.68b).

Maybank Islamic’s total gross financing for Malaysia grew 9.1% YoY to $75.78b  (MYR313.2b). As of 30 September, Islamic financing accounts for 71.9% of Maybank Malaysia’s total loans and financing.

Separately, Etiqa Insurance and Takaful registered underwriting income of $203.4m (MYR840.55m), which is 23.7% YoY higher compared to the previous year, Maybank reported.