Its domestic loan portfolio also grew by 15.1%.

ICICI Bank’s net profit increased by 14.8% year-on-year (YoY) to $1.4b in Q3 2025, or the quarter ending 31 December 2024.

Core operating profit grew by 13.1% YoY to $1.9b during the same period. Excluding dividend income from subsidiaries, core operating profit grew by 14.7% YoY in Q3 2025.

Net interest income (NII) increased to $2.4b, up by 9.1% YoY.

Net interest margin was at 4.25% in Q3 2025 compared to 4.27% in Q2 2025 and 4.43% in Q3 2024.

Non-interest income, excluding Treasury, grew by 12.1% YoY to $782m.

Fee income increased to $722m with fees from retail, rural, and business banking customers accounting for about 78% of total fees in Q3 2025.

Total period-end deposits increased by 14.1% YoY and 1.5% sequentially to $177.6b.

The bank’s domestic loan portfolio grew by 15.1% to $149.8b.