<\/p>\n
The three banks\u2019 capitalisation remains strong, but CET1 ratios are declining.<\/p>\n
Singapore banks\u2019 profitability in 2026 is expected to remain broadly in line as in 2025, supported by the growth of their wealth management franchises.<\/p>\n
Profitability will be supported by continued wealth flows, easing margin pressure, and low impairment charges, Fitch Ratings said.<\/p>\n
The three banks\u2014DBS, OCBC, and UOB\u2014reported strong wealth management income for Q2, which offset net interest margin pressure from lower interest rates.<\/p>\n
\u201cAssets under management reached record levels, fee income rose by double digits and asset quality remained benign, with non-performing loan ratios broadly stable,\u201d Fitch said.<\/p>\n
The three banks\u2019 capitalisation also remains strong, Fitch said, although it noted that common equity tier 1 (CET1) ratios are declining due to sizable shareholder returns and stronger loan growth.<\/p>\n
Fitch said that their funding and liquidity also remain sound, although there is some moderation in current and savings account ratios as depositors shift into wealth products.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
The three banks\u2019 capitalisation remains strong, but CET1 ratios are declining. Singapore banks\u2019 profitability in 2026 is expected to remain broadly in line as in 2025, supported by the growth of their wealth management franchises. Profitability will be supported by continued wealth flows, easing margin pressure, and low impairment charges, Fitch Ratings said. The three…<\/p>\n","protected":false},"author":1,"featured_media":6619,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/DBS-Singapore-1-667x445.jpeg",667,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/DBS-Singapore-1-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/DBS-Singapore-1-300x206.jpeg",300,206,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/DBS-Singapore-1.jpeg",667,459,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6618"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6618\/revisions"}],"predecessor-version":[{"id":6620,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6618\/revisions\/6620"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6619"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6618"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6618"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}