<\/p>\n
Total gross loans rose 6%, with both business and home lending volumes expanding.<\/p>\n
National Australia Bank (NAB) recorded a statutory net profit of $1.28b (A$1.8b) for the Q3 2026 period that ended in June, according to a filing at the Australian Stock Exchange (ASX).<\/p>\n
Profit is higher by 9% year-on-year (YoY) and a 32% increase than the average of the first two quarters, the bank said.<\/p>\n
Unaudited cash earnings are up 4% YoY to $1.3b ($1.83b) during the same quarter, and 2% than the H1 2026 quarterly average.<\/p>\n
NAB said it saw good volume growth and well managed margins, offset by higher costs.<\/p>\n
Net operating income is $3.91b (A$5.5b), a 5% YoY increase than a year earlier.<\/p>\n
Total gross loans and acceptances rose 6% YoY to $580.95b (A$817.4b). Australian business lending rose 2% to A$352.4b, including 4% growth from business & private banking. Home lending also grew 4% to A$451.4b.<\/p>\n
Deposit balances grew 7% YoY to $487.13b (A$685.4b) and is 2% higher than in end-March 2026.<\/p>\n
Net interest margin (NIM) declined 2 basis points (bps) to 1.79%.<\/p>\n
Expenses fell 19%. A key driver of expenses are changes to the NAB Group\u2019s software capitalisation policy in H1 2026, resulting in a higher proportion of investment spend expensed in Q3, NAB said.<\/p>\n
NAB also saw higher technology costs, increased depreciation and amortization, and higher payroll remediation costs, partially offset by productivity benefits, it said.<\/p>\n
Group common equity tier 1 (CET1) ratio was 11.89% (Level 1) as of June, compared with 11.53% in March.<\/p>\n
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Total gross loans rose 6%, with both business and home lending volumes expanding. National Australia Bank (NAB) recorded a statutory net profit of $1.28b (A$1.8b) for the Q3 2026 period that ended in June, according to a filing at the Australian Stock Exchange (ASX). Profit is higher by 9% year-on-year (YoY) and a 32% increase…<\/p>\n","protected":false},"author":1,"featured_media":6616,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/National-Australia-Bank-23-960x445.webp",960,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/National-Australia-Bank-23-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/National-Australia-Bank-23-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/National-Australia-Bank-23.webp",960,640,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6615"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6615\/revisions"}],"predecessor-version":[{"id":6617,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6615\/revisions\/6617"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6616"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6615"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}