{"id":6574,"date":"2026-08-13T20:24:29","date_gmt":"2026-08-13T17:24:29","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=6574"},"modified":"2026-08-14T20:31:27","modified_gmt":"2026-08-14T17:31:27","slug":"cba-otchitalsya-o-godovoj-pribyli-v-razmere-7-62-mlrd-dollarov-no-zafiksiroval-rost-rashodov-na-pokrytie-ubytkov-po-kreditam","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/cba-otchitalsya-o-godovoj-pribyli-v-razmere-7-62-mlrd-dollarov-no-zafiksiroval-rost-rashodov-na-pokrytie-ubytkov-po-kreditam\/","title":{"rendered":"CBA posts $7.62b full-year profit but logs higher loan impairments"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">Operating expenses rose 6% in FY2026.<\/p>\n<p class=\"p1\">Commonwealth Bank of Australia (CBA) has reported net profit after tax of $7.62b (A$10.811b) for the full-year period that ended on 30 June 2026, 8% higher than the previous year.<\/p>\n<p class=\"p1\">Return on equity rose to 14% for FY2026 compared to a year earlier, according to the bank\u2019s profit announcement.<\/p>\n<p class=\"p1\">Dividend is A$5.05 per share, up 4% from FY2025. Final dividend is A$2.7 per share, and the full-year dividend payout ratio is 77% of the cash net profit after tax, within CBA\u2019s target payout range of 70% to 80%.<\/p>\n<p class=\"p1\">CBA\u2019s investment spend increased 6% to $1.69b (A$2.4b).<\/p>\n<p class=\"p1\">Net interest margin is 2.05%, 3 basis points lower than in FY2025.<\/p>\n<p class=\"p1\">Operating expenses rose 6% to $9.7b (A$13.755b) compared to a year ago, and cost-to-income ratio is 45.5%.<\/p>\n<p class=\"p1\">CBA said that the higher expenses was due to inflation, investment in technology, as well as fraud, scams, and financial crime. This was partly offset by favorable foreign exchange.<\/p>\n<p class=\"p1\">Loan impairment expense rose 9% to A$788m, with CBA citing portfolio growth, cost-of-living pressures, and increased risks tied to geopolitics and macroeconomic uncertainty.<\/p>\n<p class=\"p1\">Home and personal loan arrears in CBA increased to 0.73% and 1.72%, respectively, the bank said.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Operating expenses rose 6% in FY2026. Commonwealth Bank of Australia (CBA) has reported net profit after tax of $7.62b (A$10.811b) for the full-year period that ended on 30 June 2026, 8% higher than the previous year. Return on equity rose to 14% for FY2026 compared to a year earlier, according to the bank\u2019s profit announcement.&hellip;<\/p>\n","protected":false},"author":1,"featured_media":6575,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/Commonwealth-Bank-679x445.jpeg",679,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/Commonwealth-Bank-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/Commonwealth-Bank-300x199.jpeg",300,199,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/Commonwealth-Bank.jpeg",679,450,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6574"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6574\/revisions"}],"predecessor-version":[{"id":6576,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6574\/revisions\/6576"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6575"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}