{"id":6556,"date":"2026-08-07T18:01:36","date_gmt":"2026-08-07T15:01:36","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=6556"},"modified":"2026-08-10T02:03:45","modified_gmt":"2026-08-09T23:03:45","slug":"en-ocbc-q2-net-profit-climbs-22-to-2-2b-on-higher-non-interest-income","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/en-ocbc-q2-net-profit-climbs-22-to-2-2b-on-higher-non-interest-income\/","title":{"rendered":"OCBC Q2 net profit climbs 22% to $2.2b on higher non-interest income"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">Total income rose 18% to $4.17b during the quarter.<\/p>\n<p class=\"p1\">Oversea-Chinese Banking Corporation Limited\u2019s (OCBC) net profit grew 22% to $2.22b in the second quarter of 2026, up from $1.82b a year earlier.<\/p>\n<p class=\"p1\">Total income increased 18% to $4.17b. However, net interest income slipped 1% to<span class=\"Apple-converted-space\">\u00a0 <\/span>$2.26b as net interest margin narrowed by 22 basis points to 1.7% in a lower interest rate environment.<\/p>\n<p class=\"p1\">Meanwhile, non-interest income jumped 51% to $1.91b during the quarter.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p1\">For the first half, OCBC\u2019s net profit grew 13% to $4.19b, whilst total income rose 11% to $8b.<\/p>\n<p class=\"p1\">Wealth management income went up by 27% to $3.29b and accounted for 41% of the bank\u2019s total income. Banking wealth management assets under management rose 13% to $350b.<\/p>\n<p class=\"p1\">Customer loans increased 11% year-on-year (YoY) on a constant-currency basis to $364b as at end-June, whilst customer deposits rose 13% to $459b.<\/p>\n<p class=\"p1\">The non-performing loan ratio remained at 0.9%, whilst total non-performing asset coverage stood at 163%. First-half credit costs were unchanged at 18 basis points.<\/p>\n<p class=\"p1\">The bank declared an interim dividend of 47 cents per share, up 15% YoY from 41 cents. The payout amounts to $2.11b, about 50% of first-half net profit.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Total income rose 18% to $4.17b during the quarter. Oversea-Chinese Banking Corporation Limited\u2019s (OCBC) net profit grew 22% to $2.22b in the second quarter of 2026, up from $1.82b a year earlier. Total income increased 18% to $4.17b. However, net interest income slipped 1% to\u00a0 $2.26b as net interest margin narrowed by 22 basis points&hellip;<\/p>\n","protected":false},"author":1,"featured_media":6557,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6556","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/OCBC-4-1140x445.webp",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/OCBC-4-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/OCBC-4-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/08\/OCBC-4.webp",2000,1334,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6556"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6556\/revisions"}],"predecessor-version":[{"id":6558,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6556\/revisions\/6558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6557"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}