<\/p>\n
Wholesale banking is the one business line that remains consistently global.<\/p>\n
The \u201cglobal universal bank\u201d model has evolved over the past decade to one that focuses on their home markets and nearby continents\u2014a new pattern called \u201ccontinental\u201d or transnational banking by McKinsey & Company.<\/p>\n
Sixteen (16) of the world\u2019s top 20 banks by market capitalisation now focus on their home country or those nearby, the management consulting firm said in its sneak peek of its Global Banking Annual Review 2026 report. In 2005, half of them were global universal banks.<\/p>\n
HSBC, for example, reduced its presence in several markets, whilst Citi sold its consumer business in 13 markets in Asia, Europe, the Middle East, and Africa.<\/p>\n
Major institutions have retreated from global retail footprints to refocus on priority regions, McKinsey said, and other banks are following suit.<\/p>\n
DBS, Southeast Asia\u2019s biggest bank by asset-size, has expanded from its Singapore presence with the aim of establishing a pan-Asian network, it said. BBVA is evolving into a multicountry group across Spain, Mexico, South America, and Turkey.<\/p>\n
Wholesale banking is the one business line that remains consistently global, McKinsey said, although it accounts for only about 11% of industry revenues.<\/p>\n
These continental banks aim to build scale across regions through digital platforms and new playbooks.<\/p>\n
\u201cIn short, banks are focusing their efforts geographically,\u201d McKinsey & Co. wrote.<\/p>\n
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Wholesale banking is the one business line that remains consistently global. The \u201cglobal universal bank\u201d model has evolved over the past decade to one that focuses on their home markets and nearby continents\u2014a new pattern called \u201ccontinental\u201d or transnational banking by McKinsey & Company. Sixteen (16) of the world\u2019s top 20 banks by market capitalisation […]<\/p>\n","protected":false},"author":1,"featured_media":6175,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/Singapore-49-960x445.webp",960,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/Singapore-49-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/Singapore-49-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/Singapore-49.webp",960,640,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6174"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6174\/revisions"}],"predecessor-version":[{"id":6176,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6174\/revisions\/6176"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6175"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}