<\/p>\n
The bank does not face additional stress from the Middle East conflict or the ECL transition.<\/p>\n
India\u2019s ICICI Bank is expected to deliver a compound annual growth rate (CAGR) of 16% for its loans over FY2026 to FY2028, lifted by business banking and the corporate segment.<\/p>\n
The corporate segment in particular is expected to witness healthy traction, supported by working capital demand, said Motilal Osiwal in a report published.<\/p>\n
The bank also does not face additional portfolio stress from the US-Israel war on Iran and the expected credit loss (ECL) transition.<\/p>\n
The Reserve Bank of India (RBI) had proposed shifting provisioning requirements and overhauling its loss model in October 2025, introducing the ECL framework. The framework mandates banks to compute probability-weighted ECLs across multiple scenarios to ensure forward looking provisioning.<\/p>\n
These directions will come into effect from 1 April 2027.<\/p>\n
Currently, Indian banks only recognise credit losses after a default event.<\/p>\n
\u201cICICI Bank is well-positioned to sustain its growth momentum while maintaining profitability benchmarks,\u201d Motilal Osiwal said.<\/p>\n
ICICI Bank\u2019s liability franchise continues to remain best-in-class, supported by diversified acquisition engines and a rapidly expanding physical network, it added.<\/p>\n
\u201cICICI Bank’s asset quality remains robust, supported by disciplined underwriting, continued monitoring, and strong recoveries,\u201d it said.<\/p>\n
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The bank does not face additional stress from the Middle East conflict or the ECL transition. India\u2019s ICICI Bank is expected to deliver a compound annual growth rate (CAGR) of 16% for its loans over FY2026 to FY2028, lifted by business banking and the corporate segment. The corporate segment in particular is expected to witness […]<\/p>\n","protected":false},"author":1,"featured_media":6172,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6171","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/ICICI-Bank-4-1140x445.webp",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/ICICI-Bank-4-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/ICICI-Bank-4-300x225.webp",300,225,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/06\/ICICI-Bank-4.webp",1365,1024,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6171"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6171\/revisions"}],"predecessor-version":[{"id":6173,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6171\/revisions\/6173"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6172"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}