<\/p>\n
Net interest income fell, but wealth-led gains and higher fees lifted total income.<\/p>\n
Oversea-Chinese Banking Corporation Limited (OCBC) posted a net profit of $1.97b for the first quarter (Q1) ended 31 March, up 5% from $1.88b a year earlier.<\/p>\n
Net interest income fell 5% year on year (YoY) to $2.22b, whilst net interest margin declined to 1.76% from 2.04% a year earlier.<\/p>\n
Non-interest income rose 23% to $1.61b, supported by broad-based growth. Fee income increased 24% to $675m, driven mainly by wealth management activities. Trading income rose 10% to $434m, whilst insurance income climbed 34% to $409m.<\/p>\n
The wealth management segment also saw continued retail participation in precious metals. The bank reported that new investors in its gold and silver segment tripled month-on-month as at end-January 2026, with sustained inflows into digital trading channels even during periods of price volatility.<\/p>\n
Total income rose 5% YoY to $3.83b even whilst operating expenses increased 6% to $1.50b, bringing the cost-to-income ratio to 39.3%, slightly higher than 38.7% a year earlier.<\/p>\n
Return on equity was 13.0%, unchanged from a year earlier. Annualised earnings per share rose to $1.76 from $1.68.<\/p>\n
The CET1 capital adequacy ratio stood at 17.0% under transitional Basel III rules and 15.2% on a fully phased-in basis.<\/p>\n
Customer loans rose 9% YoY to $347b, whilst deposits increased 10% to $444b. The loans-to-deposits ratio stood at 77.2%.<\/p>\n
The board declared an interim dividend of 41 cents per share, up from 40 cents a year earlier.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
Net interest income fell, but wealth-led gains and higher fees lifted total income. Oversea-Chinese Banking Corporation Limited (OCBC) posted a net profit of $1.97b for the first quarter (Q1) ended 31 March, up 5% from $1.88b a year earlier. Net interest income fell 5% year on year (YoY) to $2.22b, whilst net interest margin declined […]<\/p>\n","protected":false},"author":1,"featured_media":6036,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6035","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/05\/OCBC-45.jpeg",640,427,false],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/05\/OCBC-45-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/05\/OCBC-45-300x200.jpeg",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/05\/OCBC-45.jpeg",640,427,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=6035"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6035\/revisions"}],"predecessor-version":[{"id":6037,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/6035\/revisions\/6037"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/6036"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=6035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=6035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=6035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}