<\/p>\n
Oversea-Chinese Banking Corporation (OCBC) logged a net profit of $5.87b (S$7.42b) for 2025, a 2% year-on-year (YoY) dip from the record S$7.59b in 2024, its latest financial results showed.<\/p>\n
Profit before tax rose 2% YoY to a new high of $7.21b (S$9.12b) on the back of a record total income and a declining interest rate environment.<\/p>\n
Income rose to $11.54b (S$14.6b), lifted by a 16% You non-interest income growth to $4.32b (S$5.46b). However, this was offset by a 6% YoY decline in net interest income to $7.24b (S$9.15b).<\/p>\n
Net fee income rose 22% to $1.91b (S$2.41b), with wealth management fees suring 33% thanks to strong contributions particularly from Singapore and Hong Kong.<\/p>\n
Net trading income rose 10% to $1.33b (S$1.68b) on record customer flow income, OCBC said.<\/p>\n
Insurance income from Great Eastern Holdings grew 17% to $846m (S$1.07b), with net business embedded value (NBEV) rising 19% to $585.09m (S$740m).<\/p>\n
Tax expense rose 27% on increased profit contribution from higher tax contributions, OCBC said. The implementation of the Base Erosion and Profit Sharing (BEPS) Pillar 2 required a top-up to 15% of the minimum global tax for each jurisdiction, the bank said.<\/p>\n
Operating expenses rose 2% YoY to $4.65b (S$5.88b).<\/p>\n
Customer loans rose 9% YoY to S$341b, whilst net interest margin (NIM) fell 29 basis points (bps) to 1.91%.<\/p>\n
The non-performing loan (NPL) ratio was unchanged at 0.9%.<\/p>\n
CET1 CAR based on transitional final Basel III reforms is 16.9%, whilst fully phased-in final Basel III reforms is at 15.1%, said OCBC.<\/p>\n
OCBC has announced a total dividend of 99 Singapore cents, representing a 60% payout ratio.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
Oversea-Chinese Banking Corporation (OCBC) logged a net profit of $5.87b (S$7.42b) for 2025, a 2% year-on-year (YoY) dip from the record S$7.59b in 2024, its latest financial results showed. Profit before tax rose 2% YoY to a new high of $7.21b (S$9.12b) on the back of a record total income and a declining interest rate […]<\/p>\n","protected":false},"author":1,"featured_media":5641,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5640","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/03\/OCBC-Bank-2-600x445.webp",600,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/03\/OCBC-Bank-2-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/03\/OCBC-Bank-2-300x225.webp",300,225,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/03\/OCBC-Bank-2.webp",600,450,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5640"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5640\/revisions"}],"predecessor-version":[{"id":5642,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5640\/revisions\/5642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5641"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}