<\/p>\n
Earnings miss S$1.44 billion consensus estimate; H2 dividend of S$0.71 a share down from S$0.92 before.<\/p>\n
UOB\u2019s net profit for the fourth quarter fell 7 per cent on the back of margin pressures from lower benchmark rates, the lender said on Tuesday (Feb 24).<\/p>\n
Net profit for the three months ended Dec 31, 2025, came in at S$1.41 billion, compared with S$1.52 billion a year earlier.\u00a0<\/span><\/p>\n This was below the S$1.44 billion consensus estimate in a Bloomberg survey. The bank also missed estimates in the third quarter on a more than four-time jump in allowances for credit and other losses to S$1.36 billion. Q4\u2019s figure was a modest S$113 million.<\/p>\n The bank declared a dividend of S$0.71 per share for the half-year, down from S$0.92 in the corresponding period in the previous year.<\/p>\n This brings the full-year dividend to S$1.56 per share, representing a payout ratio of about 50 per cent.\u00a0<\/span><\/p>\n Net interest income fell 4 per cent in Q4 to S$2.35 billion, as margin headwinds outweighed loan growth.<\/p>\n Net interest margin narrowed to 1.84 per cent from 2 per cent previously.<\/p>\n Net fee income increased 10 per cent to S$625 million. Other non-interest income slipped 28 per cent year on year to S$319 million.<\/p>\n The non-performing loans ratio remained unchanged at 1.5 per cent.<\/p>\n For the full year, net profit fell 23 per cent to S$4.68 billion as net interest income dipped while net fee income rose 7 per cent to a record high of S$2.6 billion on a jump in wealth management and loan-related fees. Earnings per share slipped to S$2.76 from S$3.56 previously.<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Earnings miss S$1.44 billion consensus estimate; H2 dividend of S$0.71 a share down from S$0.92 before. UOB\u2019s net profit for the fourth quarter fell 7 per cent on the back of margin pressures from lower benchmark rates, the lender said on Tuesday (Feb 24). Net profit for the three months ended Dec 31, 2025, came […]<\/p>\n","protected":false},"author":1,"featured_media":5632,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UOB-8-1140x445.webp",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UOB-8-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UOB-8-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UOB-8.webp",1140,760,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5631"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5631\/revisions"}],"predecessor-version":[{"id":5633,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5631\/revisions\/5633"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5632"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}