<\/p>\n
Group invested assets surpassed $7tn for the first time, reflecting a 15% annual increase.\u00a0<\/span><\/p>\n UBS reported a net profit attributable to shareholders of $1.2bn in the fourth quarter of 2025 (Q4 2025), up 56% year-on-year.\u00a0<\/span><\/p>\n The Swiss bank\u2019s profit before tax (PBT) stood at $1.7bn in the quarter under review, an increase of 62% from the previous year. \u00a0<\/span><\/p>\n Group invested assets surpassed $7tn for the first time, reflecting a 15% annual increase, supported by market gains, currency movements, and net asset inflows. \u00a0<\/span><\/p>\n Fourth-quarter group revenues rose by 4% to $12.1bn while operating expenses declined slightly by 1% to $10.2bn.\u00a0<\/span><\/p>\n In business line performance, GWM revenues increased by 9% to $6.7bn due to higher fee and transaction income. \u00a0<\/span><\/p>\n Personal & Corporate Banking saw total revenues fall by 8% to $2.3bn amid reduced net interest income and a loss linked to an associate investment. \u00a0<\/span><\/p>\n Asset Management posted a 4% increase in revenues to $800m despite lower performance fees and reported a loss from the sale of the O\u2019Connor business. \u00a0<\/span><\/p>\n Investment Bank revenues grew by 7% to $2.95bn owing largely to global markets activity.\u00a0<\/span><\/p>\n On a full-year basis, UBS reported profit before tax of $8.9bn and underlying PBT of $11.7bn, rising 30% and 33%, respectively. \u00a0<\/span><\/p>\n Net profit attributable to shareholders grew by 53% to $7.8bn; diluted EPS for the year was $2.36, up 55%. \u00a0<\/span><\/p>\n RoCET1 for the year increased to 10.8%, with underlying RoCET1 reaching 13.7%.\u00a0<\/span><\/p>\n The bank made significant headway integrating Credit Suisse\u2019s operations, completing about 85% of client account migrations in Switzerland and progressing with account transfers in other divisions. \u00a0<\/span><\/p>\n Efforts also continued in reducing non-core activities and simplifying the legal structure.\u00a0<\/span><\/p>\n UBS plans to finish migrating remaining accounts in early 2026 and aims to retire legacy Credit Suisse IT systems by year-end.\u00a0<\/span><\/p>\n These actions are expected to contribute to further targeted cost savings of $2.8bn in 2026.\u00a0<\/span><\/p>\n Guidance for the early part of 2026 suggests a low single-digit percentage decline in net interest income for GWM and stable levels for Personal & Corporate Banking in dollar terms.\u00a0<\/span><\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Group invested assets surpassed $7tn for the first time, reflecting a 15% annual increase.\u00a0 UBS reported a net profit attributable to shareholders of $1.2bn in the fourth quarter of 2025 (Q4 2025), up 56% year-on-year.\u00a0 The Swiss bank\u2019s profit before tax (PBT) stood at $1.7bn in the quarter under review, an increase of 62% from […]<\/p>\n","protected":false},"author":1,"featured_media":5525,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UBS-2-1140x445.jpeg",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UBS-2-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UBS-2-300x200.jpeg",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/02\/UBS-2-scaled.jpeg",2560,1706,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5524"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5524\/revisions"}],"predecessor-version":[{"id":5526,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5524\/revisions\/5526"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5525"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}