{"id":5384,"date":"2026-01-19T13:03:08","date_gmt":"2026-01-19T10:03:08","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=5384"},"modified":"2026-01-19T13:03:08","modified_gmt":"2026-01-19T10:03:08","slug":"citigroup-prevzoshla-prognozy-blagodarya-rostu-chistogo-protsentnogo-dohoda-i-umensheniyu-rezervov-na-pokrytie-ubytkov-po-kreditam","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/citigroup-prevzoshla-prognozy-blagodarya-rostu-chistogo-protsentnogo-dohoda-i-umensheniyu-rezervov-na-pokrytie-ubytkov-po-kreditam\/","title":{"rendered":"Citigroup tops estimates on stronger net interest income, smaller loan loss provision"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">Citigroup posted fourth-quarter results that topped expectations as the lender reaped more interest income and set aside less money for troubled loans than analysts had expected.<\/p>\n<p class=\"p1\">Here\u2019s what the company reported:<\/p>\n<p class=\"p1\">Adjusted earnings: $1.81 per share vs. $1.67 expected, according to LSEG<\/p>\n<p class=\"p1\">Adjusted revenue: $21.0 billion vs. $20.72 billion expected<\/p>\n<p class=\"p1\">Citigroup said net income fell 13% from the year-earlier period to $2.47 billion, or $1.19 per share, because of a $1.1 billion after-tax loss tied its plan to divest Citigroup\u2019s Russian operations.<\/p>\n<p class=\"p1\">Excluding the charge, profit was $3.6 billion, or $1.81 per share.<\/p>\n<p class=\"p1\">Revenue excluding the Russia-related charge rose 8% to $21.0 billion on increases in banking, wealth and institutional services results.<\/p>\n<p class=\"p1\">Net interest income, which is the difference in what a bank earns on loans and investments and what it pays depositors, rose 14% to $15.67 billion, or roughly $815 million more than the StreetAccount estimate.<\/p>\n<p class=\"p1\">The bank\u2019s loan loss provision in the quarter was $2.2 billion, about $330 million below expectations.<\/p>\n<p class=\"p1\">\u201cWith record revenues and positive operating leverage for each of our five businesses, 2025 was a year of significant progress as we demonstrated that the investments we are making are driving strong top-line growth,\u201d CEO Jane Fraser said in the earnings release.<\/p>\n<p class=\"p1\">\u201cWe enter 2026 with visible momentum across the firm,\u201d Fraser said.<\/p>\n<p class=\"p1\">The company is \u201ccommitted\u201d to reaching its returns target of at least 10% for 2026 and positioning the bank for \u201cimproved returns above that level in the years ahead,\u201d she added.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Citigroup posted fourth-quarter results that topped expectations as the lender reaped more interest income and set aside less money for troubled loans than analysts had expected. Here\u2019s what the company reported: Adjusted earnings: $1.81 per share vs. $1.67 expected, according to LSEG Adjusted revenue: $21.0 billion vs. $20.72 billion expected Citigroup said net income fell [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5385,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/01\/Citi-bank-16-1140x445.webp",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/01\/Citi-bank-16-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/01\/Citi-bank-16-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2026\/01\/Citi-bank-16-scaled.webp",2560,1707,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5384","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5384"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5384\/revisions"}],"predecessor-version":[{"id":5386,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5384\/revisions\/5386"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5385"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5384"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5384"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}