<\/p>\n
The group saw a deterioration in its business lending portfolio, the bank reported.<\/p>\n
National Australia Bank (NAB) saw its net profit drop 2.9% year-on-year (YoY) to $4.38b (A$6.76b) in the FY2025 period that ended in September 2025.<\/p>\n
The bank announced a final dividend of 85 Australian cents per share in its full year results summary released on 7 November 2025.<\/p>\n
Net operating income rose 2.9% to $13.47b (A$20.81b) during the same period. Net interest income was 3.8% higher, at nearly A$17.4b during the whole year.<\/p>\n
Credit impairment charge was A$833 in FY2025, higher than the $471.38m (A$728m) in the past year. This includes individually assessed charges of A$964m, and a $84.82m (A$131m) release from collective provisions, NAB said.<\/p>\n
Group common equity tier 1 (CET1) ratio was 11.7%, down 65 basis points (bps) from September 2024, on slower lending growth, increased long term investment in the business, and the impact of $0.6b of shares bought back during the year.<\/p>\n
The ratio of non-performing exposures to gross loans and acceptances rose by 16 basis points (bps) to 1.55% over the year.<\/p>\n
This includes a 9bps increase in the impaired asset ratio due to deterioration in the group\u2019s business lending portfolio, NAB reported. It involved a \u201csmall number of customers in both corporate & institution banking and New Zealand banking.\u201d<\/p>\n
NAB is making good progress on its key priorities, said NAB CEO Andrew Irvine in the results summary.<\/p>\n
\u201cWe are making good progress on our key priorities of growing business banking, driving deposit growth, and strengthening proprietary home lending,\u201d Irvine said.<\/p>\n
\u201cThis has been supported by targeted investments in front line bankers and technology-enabled solutions delivering simpler, faster, and safer outcomes,\u201d he added.<\/p>\n
Irvine expressed optimism for NAB\u2019s outlook. \u201cNAB has a clear strategy and we are well-placed to manage our bank for the longer term and deliver sustainable growth and returns for shareholders,\u201d Irvine said.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
The group saw a deterioration in its business lending portfolio, the bank reported. National Australia Bank (NAB) saw its net profit drop 2.9% year-on-year (YoY) to $4.38b (A$6.76b) in the FY2025 period that ended in September 2025. The bank announced a final dividend of 85 Australian cents per share in its full year results summary […]<\/p>\n","protected":false},"author":1,"featured_media":5172,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5171","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/national-australia-bank-1-850x445.jpg",850,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/national-australia-bank-1-463x348.jpg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/national-australia-bank-1-300x194.jpg",300,194,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/national-australia-bank-1.jpg",850,550,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5171"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5171\/revisions"}],"predecessor-version":[{"id":5173,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5171\/revisions\/5173"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5172"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}