<\/p>\n
This was due to net interest income declining 8% year on year to $2.3b.<\/p>\n
UOB\u2019s net profit sank 67% quarter on quarter and 16% year on year to $443m in the third quarter, its latest financial statement showed.<\/p>\n
This was due to net interest income declining 8% year on year to $2.3b, reflecting margin compression. Non-performing loan (NPL) ratio remained<\/p>\n
stable at 1.6%, the bank said.<\/p>\n
For the first nine months of the year, net profit is down 28% YoY to $3.27m against last year’s record high. UOB said that it navigated a “challenging environment marked by narrowing interest margins and market volatility.”<\/p>\n
Other non-interest income decreased 30% YoY to $518m from lower trading and investment income against record high levels last year.<\/p>\n
Meanwhile, net fee income eased 2% to $615m as strong growth in loan-related, wealth and card activities was offset by card rewards expenses.<\/p>\n
Total expenses were 6% lower at $1.5b in line with income moderation, whilst total allowance increased on the back of higher general and specific allowance.<\/p>\n
Common Equity Tier 1 (CET1) ratio eased to14.6% following the 2025 interim dividend payment, UOB said.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
This was due to net interest income declining 8% year on year to $2.3b. UOB\u2019s net profit sank 67% quarter on quarter and 16% year on year to $443m in the third quarter, its latest financial statement showed. This was due to net interest income declining 8% year on year to $2.3b, reflecting margin compression. […]<\/p>\n","protected":false},"author":1,"featured_media":5143,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5142","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/UOB-5-1140x445.jpg",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/UOB-5-463x348.jpg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/UOB-5-300x200.jpg",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/UOB-5-scaled.jpg",2560,1707,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5142"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5142\/revisions"}],"predecessor-version":[{"id":5144,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5142\/revisions\/5144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5143"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}