<\/p>\n
Non-interest income rose 178.6% year-on-year to $204.1m.<\/p>\n
Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, stock code HDB) reported consolidated 9M 2025 profit before tax of US$562.4 million, up 17% YoY.<\/p>\n
Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) saw its net profit rise 17% year-on-year (YoY) to $562.4m in 9M 2025.<\/p>\n
Its return on equity (ROE) is at 25.2%, and return on assets (ROA) is at 2.1%, which HDBank said underscores its \u201cefficient operations and a solid financial foundation.\u201d<\/p>\n
Non-interest income more than doubled, rising 178.6% YoY to $204.1m, driven by income diversification and digitalisation. Cost-to-income ratio recorded 25.8%, one of the lowest in the sector, HDBank said.<\/p>\n
Transactions via digital channels grew by 47%, accounting for 94% of total retail transactions, it added.<\/p>\n
As of 30 September 2025, HDBank\u2019s total assets stood at $29.7b, a 12.1% increase year-to-date (YTD).<\/p>\n
Credit growth reached 22.6%, focused on priority sectors and essential business activities. The non-performing loan (NPL) ratio was 1.97%, whilst capital adequacy ratio under Basel II reached 15%, amongst the highest in the industry.<\/p>\n
HDBank currently serves over 20 million customers.<\/p>\n
HDBank said that it will seek shareholder approval for a 30% total dividend and bonus share distribution for 2025, including a 25% stock dividend and 5% bonus shares.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
Non-interest income rose 178.6% year-on-year to $204.1m. Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank, stock code HDB) reported consolidated 9M 2025 profit before tax of US$562.4 million, up 17% YoY. Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) saw its net profit rise 17% year-on-year (YoY) to $562.4m in 9M […]<\/p>\n","protected":false},"author":1,"featured_media":5125,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/HDBank-1-1000x445.jpg",1000,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/HDBank-1-463x348.jpg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/HDBank-1-300x200.jpg",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/HDBank-1.jpg",1000,668,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5124"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5124\/revisions"}],"predecessor-version":[{"id":5126,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5124\/revisions\/5126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5125"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}