<\/p>\n
NPL ratio of 1.7% is lower than the 3.6% industry average, the bank said.<\/p>\n
Metropolitan Bank & Trust Co. (Metrobank) delivered record earnings of $635.77m in the first nine months of 2025, according to a bourse filing.<\/p>\n
The Philippine bank attributed this to solid loan growth, improving margin trend, healthy trading income, and well-managed cost growth.<\/p>\n
Pre-provision operating profit grew 12.1% year-on-year (YoY) to $1.01b over the same period.<\/p>\n
Net interest income rose by 7.1% to $1.56b in 9M 2025, owing to broad-based gains across business segments and sustained quarterly margin improvement, Metrobank said.<\/p>\n
Gross loans rose 10.8% to $32.39b. Consumer loans rose by 15.8%, whilst institutional loans grew by 9.5%. Non-performing loans (NPL) ratio is at 1.7% as of September 2025, lower than the 3.6% NPL ratio industry average as of August 2025.<\/p>\n
Total deposits rose 7.6% to $42.61b, of which $25.57t are low-cost current and savings accounts (CASA), Metrobank said. Loan to deposit ratio is 76.6%.<\/p>\n
Non-interest income grew 5.3% to $432.94m during the same period, on the back of growth in service fees and trust income.<\/p>\n
Trading and foreign exchange gains rose by 18% to $112.5m.<\/p>\n
Operating cost growth rose 1.7%, with cost-to-income ratio falling to 49.8% in 9M 2025 compared to 52.2% in 9M 2024.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
NPL ratio of 1.7% is lower than the 3.6% industry average, the bank said. Metropolitan Bank & Trust Co. (Metrobank) delivered record earnings of $635.77m in the first nine months of 2025, according to a bourse filing. The Philippine bank attributed this to solid loan growth, improving margin trend, healthy trading income, and well-managed cost […]<\/p>\n","protected":false},"author":1,"featured_media":5122,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5121","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/Metrobank-4-1140x445.webp",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/Metrobank-4-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/Metrobank-4-300x225.webp",300,225,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/11\/Metrobank-4.webp",1191,893,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5121"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5121\/revisions"}],"predecessor-version":[{"id":5123,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5121\/revisions\/5123"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5122"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}