<\/p>\n
Net income rose to 60.1 billion yuan.<\/p>\n
Bank of China reported a 5 per cent increase in third-quarter profit, as the lender managed to stabilise its net interest margin despite mounting challenges from weakening credit demand.<\/p>\n
Net income rose to 60.1 billion yuan, the Beijing-based bank said in an exchange filing on Tuesday (Oct 28). Its net interest margin \u2013 a key gauge of lending profitability \u2013 was unchanged at 1.26 per cent from the end of June, as was the non-performing loan ratio.<\/p>\n
The results provide a snapshot of the financial health of China\u2019s biggest state-owned lenders as the country braces for a deepening trade spat with the US. Policymakers in Beijing have pledged to maintain stable growth and boost domestic consumption as they draft the next five-year development plan.\u00a0<\/span><\/p>\n China\u2019s economy expanded at the slowest pace in a year in the third quarter, official data showed last week. Central bank figures also indicated that new yuan loans to the real economy slid 851 billion yuan from a year earlier in the first nine months, underscoring weak borrowing appetite among households and corporates.\u00a0<\/span><\/p>\n Profitability and asset quality are in focus as investors gauge the resilience of banks in an economy that\u2019s heavily reliant on lending to regain momentum.\u00a0<\/span><\/p>\n Chinese commercial banks reported a combined profit of 1.24 trillion yuan in the first half of the year, down 1.2 per cent from the same period a year earlier, while non-performing loans remained at a record high of 3.4 trillion yuan.<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" Net income rose to 60.1 billion yuan. Bank of China reported a 5 per cent increase in third-quarter profit, as the lender managed to stabilise its net interest margin despite mounting challenges from weakening credit demand. Net income rose to 60.1 billion yuan, the Beijing-based bank said in an exchange filing on Tuesday (Oct 28). […]<\/p>\n","protected":false},"author":1,"featured_media":5091,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5090","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/10\/Bank-of-China-1.jpg",640,427,false],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/10\/Bank-of-China-1-463x348.jpg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/10\/Bank-of-China-1-300x200.jpg",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/10\/Bank-of-China-1.jpg",640,427,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=5090"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5090\/revisions"}],"predecessor-version":[{"id":5092,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/5090\/revisions\/5092"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/5091"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=5090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=5090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=5090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}