{"id":4635,"date":"2025-08-08T07:44:05","date_gmt":"2025-08-08T04:44:05","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=4635"},"modified":"2025-08-08T07:44:05","modified_gmt":"2025-08-08T04:44:05","slug":"chistaya-pribyl-uob-snizilas-na-3-do-2-83-mlrd-singapurskih-dollarov-v-pervom-polugodii-2025-goda","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/chistaya-pribyl-uob-snizilas-na-3-do-2-83-mlrd-singapurskih-dollarov-v-pervom-polugodii-2025-goda\/","title":{"rendered":"UOB\u2019s net profit down 3% to S$2.83b in H1 2025"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">Interim dividend is 85 cents per ordinary share.<\/p>\n<p class=\"p1\">UOB\u2019s net profit fell 3% to S$2.83b (US$2.2b) in the first six months of 2025 compared to the same period last year, its latest financial statement showed.<\/p>\n<p class=\"p1\">This was due to a pre-emptive general allowance set aside by the bank\u2019s risk management measures on the back of macroeconomic uncertainties, the Singaporean bank said in a statement.<\/p>\n<p class=\"p1\">Operating profit rose 3% to S$4b (US$3.11b) during the period, underpinned by broad-based double-digit growth in fee income.<\/p>\n<p class=\"p1\">Interim dividend of 85 cents per ordinary share during the period, representing a payout ratio of approximately 50%.<\/p>\n<p class=\"p1\">The second tranche of the 50 cents special dividend will also be paid out to shareholders.<\/p>\n<p class=\"p1\">Net interest income was flat at S$4.74b (US$3.69b) in H1, as growth in loan volume reportedly helped to cushion the impact of margin compression from lower benchmark rates.<\/p>\n<p class=\"p1\">Other non-interest inched up 1% to nearly S$1.05b (US$817.55m).<\/p>\n<p class=\"p1\">Net fee income rose 11% to S$1.33b (US$1.04b) across wealth management, loan-related and credit cards.<\/p>\n<p class=\"p1\">Cost-to-income ratio improved from 44.4% a year ago to 43.5%, on tighter cost management.<\/p>\n<p class=\"p1\">Non-performing loan ratio is at 1.6% in H1 2025, whilst credit costs stood at 34 basis points (bp), which UOB said was due to higher specific allowance and pre-emptive general provision set aside.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Interim dividend is 85 cents per ordinary share. UOB\u2019s net profit fell 3% to S$2.83b (US$2.2b) in the first six months of 2025 compared to the same period last year, its latest financial statement showed. This was due to a pre-emptive general allowance set aside by the bank\u2019s risk management measures on the back of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4636,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/08\/UOB-77-1024x445.jpg",1024,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/08\/UOB-77-463x348.jpg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/08\/UOB-77-300x195.jpg",300,195,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/08\/UOB-77.jpg",1024,664,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=4635"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4635\/revisions"}],"predecessor-version":[{"id":4637,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4635\/revisions\/4637"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/4636"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=4635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=4635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=4635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}