{"id":4571,"date":"2025-07-30T08:15:05","date_gmt":"2025-07-30T05:15:05","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=4571"},"modified":"2025-07-30T08:15:05","modified_gmt":"2025-07-30T05:15:05","slug":"chistaya-pribyl-bdo-unibank-v-pervom-polugodii-vyrosla-na-3-do-708-66-mln-dollarov-ssha","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/chistaya-pribyl-bdo-unibank-v-pervom-polugodii-vyrosla-na-3-do-708-66-mln-dollarov-ssha\/","title":{"rendered":"BDO Unibank\u2019s net income up 3% to $708.66m in H1"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">Net interest income and non-interest income both grew during the period.<\/p>\n<p class=\"p1\">BDO Unibank, Inc. reported a net income of almost $708.66m (PHP40.6b) in H1 2025, up 3% from the same period in 2024.<\/p>\n<p class=\"p1\">Earnings growth was tempered by continuing investments in market coverage and \u201cspending for operational efficiency,\u201d the Philippines\u2019 largest bank by assets said in a bourse filing on 28 July 2025.<\/p>\n<p class=\"p1\">Net interest income (NII) rose by 7%, with gross customer loans rising 14% to $59.34b (PHP3.4t).<\/p>\n<p class=\"p1\">Deposits expanded by 8% to reach $69.82b (PHP4t).<\/p>\n<p class=\"p1\">Non-interest income (NOI) grew by 15% thanks to fee-based income and income from insurance operations.<\/p>\n<p class=\"p1\">Non-performing loans (NPL) ratio was lower at 1.75%, whilst NPL coverage was 140%.<\/p>\n<p class=\"p1\">Capital ratio stood at 15.4%,<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Net interest income and non-interest income both grew during the period. BDO Unibank, Inc. reported a net income of almost $708.66m (PHP40.6b) in H1 2025, up 3% from the same period in 2024. Earnings growth was tempered by continuing investments in market coverage and \u201cspending for operational efficiency,\u201d the Philippines\u2019 largest bank by assets said [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/07\/BDO-Unibank-1-700x445.jpeg",700,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/07\/BDO-Unibank-1-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/07\/BDO-Unibank-1-300x222.jpeg",300,222,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/07\/BDO-Unibank-1.jpeg",700,518,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=4571"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4571\/revisions"}],"predecessor-version":[{"id":4573,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4571\/revisions\/4573"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/4572"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=4571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=4571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=4571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}