<\/p>\n
However, problem loans are likely to increase, and profitability will decrease.<\/p>\n
DBS is expected to maintain its strong solvency and liquidity in 2025-2026, according to Moody\u2019s Ratings.<\/p>\n
\u201cDBS is well buffered to withstand the negative effects of ongoing volatility in the operating environment and financial markets, due to the bank’s superior funding franchise, diversified income streams, large credit reserves and good core capital ratio,\u201d the ratings agency said in a report.<\/p>\n
The Singaporean bank is expected to log a \u201cvery middle increase\u201d in its problem loans ratio over the next two years, from its exposure in the building and construction sector in Hong Kong SAR. Personal unsecured loans and loans to small and medium enterprises (SMEs) will also impact its problem loans ratio.<\/p>\n
Profitability will decrease from a high level because of easing monetary policies in DBS’s key markets in 2025-2026, Moody\u2019s said. This will be offset by diversified income streams and its highly profitable wealth management business.<\/p>\n
Common Equity Tier 1 (CET1) ratio is expected to moderately decrease to the 14% range over the next two years, which Moody\u2019s described as \u201cstill strong.\u201d<\/p>\n
Capital will moderately decrease due to its higher capital distributions in the form of dividends and share buybacks.\u00a0<\/span><\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" However, problem loans are likely to increase, and profitability will decrease. DBS is expected to maintain its strong solvency and liquidity in 2025-2026, according to Moody\u2019s Ratings. \u201cDBS is well buffered to withstand the negative effects of ongoing volatility in the operating environment and financial markets, due to the bank’s superior funding franchise, diversified income […]<\/p>\n","protected":false},"author":1,"featured_media":4120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/DBS-44.webp",600,400,false],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/DBS-44-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/DBS-44-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/DBS-44.webp",600,400,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=4119"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4119\/revisions"}],"predecessor-version":[{"id":4121,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/4119\/revisions\/4121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/4120"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=4119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=4119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=4119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}