<\/p>\n
Its full-year 2025 targets remain the same.<\/p>\n
ING has posted a net profit of \u20ac1.45b for Q1 2025, 7.8% year-on-year (YoY) lower than a year earlier, its latest consolidated results report showed.<\/p>\n
Net interest income (NII) fell by 5.3% to \u20ac3.62b for the quarter, compared to \u20ac3.93b in Q1 2024, the Dutch bank reported.<\/p>\n
Net fee and commission income rose by 9.6% to \u20ac1.09b, whilst investment income more than tripled with a 237.5% rise to \u20ac27b during the quarter.<\/p>\n
Total income rose 1% to \u20ac5.64b.<\/p>\n
Operating expenses are 5.5% higher, at \u20ac3.2b.<\/p>\n
Common equity Tier 1 ratio (CET1 ratio) is 13.6% in Q1 2025, lower than the 14.8% in Q1 2024.<\/p>\n
Net result per share (in euros) is 0.47, a 2.1% decline from Q1 2024\u2019s 0.48.<\/p>\n
Looking ahead, ING noted that macroeconomic and geopolitical circumstances remain uncertain. As a result, the bank now expects a CET1 ratio by year-end 2025 of between 12.8-13%.<\/p>\n
\u201cApart from that, we reconfirm our 2025 outlook, as we remain confident in our ability to deliver value,\u201d ING said.<\/p>\n
ING expects total income in 2025 to end up at roughly the same level as it was in 2024, supported by volume growth and a targeted 5-10% increase in fee income.<\/p>\n
Total expenses are expected to increase to around \u20ac12.5-\u20ac12.7b (excluding incidental items). The return on equity is expected to exceed 12% in 2025.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
Its full-year 2025 targets remain the same. ING has posted a net profit of \u20ac1.45b for Q1 2025, 7.8% year-on-year (YoY) lower than a year earlier, its latest consolidated results report showed. Net interest income (NII) fell by 5.3% to \u20ac3.62b for the quarter, compared to \u20ac3.93b in Q1 2024, the Dutch bank reported. Net […]<\/p>\n","protected":false},"author":1,"featured_media":3963,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/ING-56-800x445.jpeg",800,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/ING-56-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/ING-56-300x225.jpeg",300,225,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/05\/ING-56.jpeg",800,600,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/3962","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=3962"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/3962\/revisions"}],"predecessor-version":[{"id":3964,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/3962\/revisions\/3964"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/3963"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=3962"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=3962"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=3962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}