{"id":3879,"date":"2025-04-29T18:36:45","date_gmt":"2025-04-29T15:36:45","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=3879"},"modified":"2025-04-29T20:45:20","modified_gmt":"2025-04-29T17:45:20","slug":"chistaya-pribyl-bank-central-asia-vyrosla-na-9-8-do-839-97-mln","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/chistaya-pribyl-bank-central-asia-vyrosla-na-9-8-do-839-97-mln\/","title":{"rendered":"Bank Central Asia\u2019s net profit up 9.8% to $839.97m"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">Double digit loan growth and net interest margin expansion helped push profits up.<\/p>\n<p class=\"p1\">Bank Central Asia (BCA) reported a net profit that is 9.8% year-on-year (YoY) higher for Q1.<\/p>\n<p class=\"p1\">Net profit is $839.97m (IDR14.1t for the first three months of 2025. This is also a 2.8% quarter-on-quarter (QoQ) increase compared to Q4 2024.<\/p>\n<p class=\"p1\">This was driven by a 12.6% YoY loan growth, a 20-basis point (bp) net interest margin (NIM) expansion, an 8.1% YoY increase in non-interest income (NII), and well-managed operating expenses, according to UOB Kay Hian.<\/p>\n<p class=\"p1\">NIM notably expanded to 5.8% in Q1 2025 thanks to higher current account and savings account (CASA) ratio, and an improvement in the bank\u2019s loan-to-deposit ratio.<\/p>\n<p class=\"p1\">However, retail loans\u2019 nonperforming loan (NPL) ratio rose year-on-year, with a 10bp rise to 2% as of March 2025.<\/p>\n<p class=\"p1\">Credit cost was also 10bp higher year-on-year, and 60bp higher compared to Q4 2024.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Double digit loan growth and net interest margin expansion helped push profits up. Bank Central Asia (BCA) reported a net profit that is 9.8% year-on-year (YoY) higher for Q1. Net profit is $839.97m (IDR14.1t for the first three months of 2025. This is also a 2.8% quarter-on-quarter (QoQ) increase compared to Q4 2024. This was [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3880,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/04\/BCA-Indonesia-1-1000x445.webp",1000,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/04\/BCA-Indonesia-1-463x348.webp",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/04\/BCA-Indonesia-1-300x200.webp",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2025\/04\/BCA-Indonesia-1.webp",1000,667,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/3879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=3879"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/3879\/revisions"}],"predecessor-version":[{"id":3881,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/3879\/revisions\/3881"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/3880"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=3879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=3879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=3879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}