{"id":1544,"date":"2024-05-07T18:39:38","date_gmt":"2024-05-07T15:39:38","guid":{"rendered":"https:\/\/relinvestmentsgroup.com\/?p=1544"},"modified":"2024-05-11T08:27:35","modified_gmt":"2024-05-11T05:27:35","slug":"uob-sohranit-horoshee-kachestvo-aktivov-na-fone-snizheniya-pribylnosti","status":"publish","type":"post","link":"https:\/\/relinvestmentsgroup.com\/en\/uob-sohranit-horoshee-kachestvo-aktivov-na-fone-snizheniya-pribylnosti\/","title":{"rendered":"UOB to maintain good asset quality amidst profitability dip"},"content":{"rendered":"<p><\/p>\n<p class=\"p1\">The bank is also expected to have a steady core capital ratio.<\/p>\n<p class=\"p1\">UOB will remain stable despite a slight decrease in profitability, Moody\u2019s reported.<\/p>\n<p class=\"p1\">In the latest rating report, Moody\u2019s projects UOB to maintain a good asset quality in the next 12 to 18 months, a steady core capital ratio, and a strong funding and liquidity profile.<\/p>\n<p class=\"p1\">Moody\u2019s also expects UOB to report a non-performing loans (NPL) ratio in the 1.5%-2% range over the outlook horizon, slightly higher than the 1.5% reported for 2023.<\/p>\n<p class=\"p1\">UOB&#8217;s return on assets is also expected to be around 1% in 2024-2025, slightly down from 1.1% in 2023, amidst lower net interest margins from easing monetary policies in Singapore, the US, and the ASEAN region.<\/p>\n<p class=\"p1\">Meanwhile, the bank&#8217;s core capital ratio denoted by tangible common equity to adjusted risk-weighted assets (TCE\/RWA) will remain at around 14% amidst slow RWA growth and 50% dividend payout ratios for 2024-2025.<\/p>\n<p class=\"p1\">\u201cUOB&#8217;s Aa1 ratings reflect the bank&#8217;s a1 BCA and three notches of rating uplift based on Moody&#8217;s assumption of a very high likelihood of public support from the Government of Singapore (Aaa stable),\u201d Moody\u2019s said.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>The bank is also expected to have a steady core capital ratio. UOB will remain stable despite a slight decrease in profitability, Moody\u2019s reported. In the latest rating report, Moody\u2019s projects UOB to maintain a good asset quality in the next 12 to 18 months, a steady core capital ratio, and a strong funding and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1597,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1544","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/UOB-100-1000x445.jpeg",1000,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/UOB-100-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/UOB-100-300x200.jpeg",300,200,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/UOB-100.jpeg",1000,667,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/1544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=1544"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/1544\/revisions"}],"predecessor-version":[{"id":1546,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/1544\/revisions\/1546"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/1597"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=1544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=1544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=1544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}