<\/p>\n
This will be backed by healthy credit standing.<\/p>\n
OCBC will remain stable at least until next year amidst projected strong credit fundamentals in 2024-2025, according to Moody\u2019s.<\/p>\n
In its latest rating report, Moody\u2019s said \u201cOCBC’s problem loans ratio will remain below 2% of gross loans over that horizon, its core capital ratio will decrease slightly, and the bank’s profitability will remain high with return on assets of around 1.1%-1.2%.\u201d<\/p>\n
The bank\u2019s liquidity and funding, as well as capital buffer, are also seen to remain robust in the coming months.<\/p>\n
Moody\u2019s said OCBC\u2019s tangible common equity to adjusted risk-weighted assets and Common Equity Tier 1 ratio will remain stable in 2024-2025. These stood at 20% and 15.9% at end-2023, respectively.<\/p>\n
The bank\u2019s return on assets is also projected to remain at a good level of around 1.1%-1.2% in 2024-2025, albeit lower than 1.25% in 2023, amid net interest margin compression driven by easing monetary policies.<\/p>\n
\u201cOCBC’s funding and liquidity will remain significant credit strengths. OCBC will maintain its strong deposit-led funding with low reliance on market funds whilst keeping a high buffer of liquid assets at around 30% of total assets,\u201d Moody\u2019s explained.<\/p>\n
<\/p>","protected":false},"excerpt":{"rendered":"
This will be backed by healthy credit standing. OCBC will remain stable at least until next year amidst projected strong credit fundamentals in 2024-2025, according to Moody\u2019s. In its latest rating report, Moody\u2019s said \u201cOCBC’s problem loans ratio will remain below 2% of gross loans over that horizon, its core capital ratio will decrease slightly, […]<\/p>\n","protected":false},"author":1,"featured_media":1598,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bez-rubriki"],"featured_image_src":{"landsacpe":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/OCBC-99-1140x445.jpeg",1140,445,true],"list":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/OCBC-99-463x348.jpeg",463,348,true],"medium":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/OCBC-99-300x225.jpeg",300,225,true],"full":["https:\/\/relinvestmentsgroup.com\/wp-content\/uploads\/2024\/05\/OCBC-99-scaled.jpeg",2560,1920,false]},"_links":{"self":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/1541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/comments?post=1541"}],"version-history":[{"count":1,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/1541\/revisions"}],"predecessor-version":[{"id":1543,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/posts\/1541\/revisions\/1543"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media\/1598"}],"wp:attachment":[{"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/media?parent=1541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/categories?post=1541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/relinvestmentsgroup.com\/en\/wp-json\/wp\/v2\/tags?post=1541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}